May – Growth Empowerment Series- Virtual Lunch & Learn

Planning for Retirement

How to Build the Retirement You Want Without the Gaps That Most Pre-Retirees Are Missing!

The truth is…this is not your grandparents’ retirement…or even your parents’! There has been a huge shift in what the average retirement is made up of and what’s available to most of us. Yet, there has been a huge gap left in planning, and it’s costing people a lot of money.

In this presentation, we will discuss Medicare, Social Security, and Taxes and how they all are connected.

• Some highlights of the presentation are as follows:
• · Medicare is means tested.
• · You may be paying more than 3x what your neighbor is for the same Medicare plan.
• · Medicare comes right out of your Social Security check (before you even receive it!)
• · Medicare doesn’t cover long-term care services.
• · Learn about the “Punch-in-the-Gut Tax” from Social Security and how to plan for it.
• · Know how to plan for healthcare costs in retirement.
• · Find out the most tax-efficient and risk-averse ways to pay for the rapidly rising Medicare premiums.
• · What is long-term care and how to plan for it (it’s NOT covered by Medicare!)
• · Why creating tax-free income to pay for healthcare in retirement is so important.
• · Protect your family and your assets from unforeseen events, both in and leading up to retirement.
• · Learn why a great retirement plan is nothing if you don’t safeguard it until you get there.

Your presenter, Michael Gerali, has over 30 years working with organizations and their employees on employee benefits including healthcare and retirement planning. His information can be found at